Bio: Richard Todd was trained on the rules of golf by the USGA/United States Golfing Association and the PGA/Professional Golfers Association. In addition to being a lifelong golfer, he’s a rules follower. When not on the course Richard is a banking compliance manager. Richard lives in Ohio with his wife and two teen-age children. During the summer he can be found on the course with his father and his son; three generations in one group. When not golfing Richard reads, writes, and talks about golf. He is available for presentations on writing and golf.